Any Alabama Banks offering Checking Accounts For Bad Credit?

0 votes
I recently got turned down for a checking account because of bad credit in Alabama. What bank will allow me to open up a checking account?
asked Aug 11, 2013 in Personal Finance by Holly Jence
    

2 Answers

0 votes

You most likely were turned down for that checking account because of your Chex Systems report and not bad credit. Some people get this confused. To learn more about the Chex Systems and to locate more second chance checking accounts in Alabama that was researched by InfoAviator then see http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/

You can probably open a account at Mutual Saving Credit Union at the following locations:
 
199 Bessemer Super Highway Birmingham, AL 35228
2040 Valleydale Road Birmingham, AL 35244
3596 Pelham Parkway Pelham, AL 35124
136D Calera Marketplace Circle (down from Publix) Calera, AL 35040
907 Medical Center Parkway Selma, AL 36701
1501 7th Street South Clanton, AL 35046
1030 Lee Street Alexander City, AL 35010
 
They offer a second chance checking program but you must have a $100.00 opening deposit anp pay the $16.95 monthly service fee.
answered Aug 11, 2013 by Kerry D
edited Aug 19, 2014 by tomvargo706
0 votes
M&F bank has a Opportunity Checking account for a monthly fee of $9. The minimum opening deposit is $100 and after the account is open their is no minimum balance required.
You will also get a free atm/debit card with unlimited check writing and debit card transactions.
 
Their locations in Alabama are at:
 
3513 Pelham Pkwy
Pelham, AL 35124
205-663-3834
 
107 Inverness Corners
Birmingham, AL 35242
205-991-2825
 
16623 Hwy 280
Chelsea, AL 35043
205-678-2080
 
106 East College Street
Columbiana, AL 35051
205-669-3161
 
 
 
answered Aug 16, 2013 by Holly
edited Aug 19, 2014 by tomvargo706





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