Any Non Chexsystems Banks In Illinois?

+1 vote
I need help finding a non chexsystems bank in the state of Illinois. Can anyone recommend some of them to me?
asked Aug 11, 2013 in Personal Finance by Barry
    

10 Answers

0 votes
Great Lakes Credit Union offers a Fresh Start checking for people prevented from opening up a checking account beacuse of the Chexsystems.  
 
However, in order to open this account they require you to complete their BalanceTrack module "Checking Account Management" program, keep at least a $50 minimum checking balance, pay a $10 monthly service fee,
and have at least $250 direct deposited monthly. They will give you checks and a free Visa check card. If you keep your account in good standing for one year they will let you then convert to a normal checking account.
 
Here is where they have branches:
 
7275 Grand Ave Gurnee, IL  60031 Phone: (847) 578-7000
351 E Rt 173 Antioch, IL  60002 Phone: (847) 578-7000
2145 Sheridan Road Zion, IL  60099 Phone: (847) 578-7000
2135 N IL Route 83 Round Lake Beach, IL  60073 Phone: (847) 578-7000
3290 N. Lewis Ave Waukegan, IL 60087 (847) 578-7000
2525 Green Bay Rd North Chicago, IL 60064 (847) 578-7000
1509 North Milwaukee Ave Libertyville, IL 60048 (847) 578-7000
18130 Pulaski Road Country Club Hills, IL  60478 Phone: (847) 578-7000
17070 Park Avenue South Holland, IL 60473 (847) 578-7000
answered Aug 11, 2013 by Sally J
0 votes
You can also open a account at Woodforest Bank.  If you been denied for a checking account elswhere because of your chex systems report, they offer a second chance account and you only need $25.00 to open it but you must pay the monthly service charge of around $9 and the one time fee of $9.00.
 
The good thing about Woodforest is that they have branch locations all over Illinois. Here are there banking locations:
 
1410 South Randall Rd Algonquin, IL 60102
2900 Kirk Road Aurora, IL 60502
2225 West Market Street Bloomington, IL 61701
2080 North State Route 50 Bourbonnais, IL 60914
2610 N Prospect Ave Champaign, IL 61821
1205 Il Route 31 South Crystal Lake, IL 60014
4101 North Vermilion, Suite A Danville, IL 61834
4224 North Prospect Decatur, IL 62526
1640 South Galena Avenue Dixon, IL 61021
2545 Il Route 26 South Freeport, IL 61032
659 Knox Square Drive Galesburg, IL 61402
710 South Commercial Street Harrisburg, IL 62946
21101 Mcguire Road Harvard, IL 60033
12495 State Rt 143 Highland, IL 62249
12300 South Route 47 Huntley, IL 60142
475 E Route 173 Antioch, IL 60002
6660 Godfrey Road Godfrey, IL 62035
6590 Grand Avenue Gurnee, IL 60031
501 E Lincoln Hwy New Lenox, IL 60451
2680 N Il Route 83 Round Lake, IL 60073
1941 W Morton Ave Jacksonville, IL 62650
2424 West Jefferson Street Joliet, IL 60436
505 Riverstone Parkway Kankakee, IL 60901
730 Tenney Street Kewanee, IL 61443
16241 S Farrell Road Lockport, IL 60441
1730 E Jackson Road Macomb, IL 61455
2802 Outer Road Drive Marion, IL 62959
101 Dettro Drive Mattoon, IL 61938
2000 Orchard Road Montgomery, IL 60538
155 East Courtland Morton, IL 61550
110 Davidson Avenue Mount Vernon, IL 62864
6495 Coutry Club Road Murphysboro, IL 62966
300 North Greenbriar Drive Normal, IL 61761
1530 West Highway 50 O Fallon, IL 62269
9245 West 159th Street Tinley Park, IL 60487
2300 Rt 34 Oswego, IL 60543
3320 Veterans Drive Pekin, IL 61554
8915 North Allen Peoria, IL 61615
5307 Route 251 Peru, IL 61354
1706 West Reynolds Road Pontiac, IL 61764
416 S Murray Rantoul, IL 61866
1304 E Main Street Robinson, IL 62454
3849 North Ridge Drive Rockford, IL 61114
420 South Weber Road Romeoville, IL 60446
505 S. Dunlap Avenue Savoy, IL 61874
1601 18th Street Silvis, IL 61282
1100 Lejune Drive Springfield, IL 62703
2760 N Dirksen Parkway Springfield, IL 62702
4115 E Lincoln Way Sterling, IL 61081
100 South High Cross Road Urbana, IL 61802
1980 Freedon Parkway Washington, IL 61571
610 Wesley Drive Wood River, IL 62095
1275 Lake Ave Woodstock, IL 60098
 
If you want to learn more about their second chance banking program at to find more See more second chance checking accounts in Illionois that was researched by InfoAviator at http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/
 
 
 
answered Aug 11, 2013 by Steven William
edited Aug 19, 2014 by tomvargo706
0 votes
First Northern Credit Union helps people open an account if you have had trouble with a prior checking account.
 
Their banking locations:
 
230 West Monroe Street, Suite 2850 Chicago, IL 60606 Phone: (312) 394-8500
2 E Stephenson Street Freeport, IL 61032 Phone: (815) 233-8329
2235 12th Street Rockford, IL 61104 Phone: (815) 963-4282
104 North Show Place Drive Rockford, IL 61107 Phone: (815) 332-9898
726 Clark Street Evanston, IL 60201 Phone: (847) 332-0240
Northwestern Memorial Hospital 541 N. Fairbanks Court, Suite 120 Chicago, IL 60611 Phone: (312) 527-2755
answered Aug 11, 2013 by tomvargo706 (5,290 points)
0 votes
First State Bank of Bloomington offers a second chance at a checking account called "Opportunity Checking" with limited features for those with previous chexsystems issues.
 
They require a $25 minimum deposit and a $8 monthly service fee but it has unlimited check writing with no minimum balance to maintain, but you will not have a debit card for 6 months.
 
They have locations at 204 North Prospect Rd. Bloomington, IL 61704 Phone (309) 662-0411 and 117 E. Main Street Heyworth, IL 61745 (309) 473-2828.
answered Aug 11, 2013 by Jill
0 votes
Prairieland Federal Credit Union has a a free second chance checking account for those who would like to re-establish a checking account with a $25 minimum balance requirement, but is waived if you sign up for Direct Deposit.
 
They are located at 416 Kays Drive, Normal, Illinois 61761 and 1722 Hamilton Road, Bloomington, Illinois 61704. You can call toll free at (877) 371-1211.
 
answered Aug 11, 2013 by Paula
0 votes
Blackhawk banks offers a 2nd chance checking account if you have Direct Deposit.
 
 There locations are:
 
 5206 Elevator Road, Roscoe, IL 61073 Phone: 815.623.3323
 9609 Forest Hills Road, Machesney Park, IL 61115 Phone: 815.639.0777
 2475 N. Perryville Road, Rockford, IL 61107 Phone: 815.636.4371
 3101 11th Street, Rockford, IL 61109 Phone: 815.986.7174
 2141 N. State Street, Belvidere, IL 61008 Phone: 815.544.0777
 290 W. Main Street, Capron, IL 61012 Phone: 815.569.2336
answered Aug 11, 2013 by Gina
0 votes

If you have a record on ChexSystems, South Side Community Federal Credit Union is offering help with opening a checking account.

They are located at 5401 S. Wentworth Avenue, Suite 25 Chicago, IL 60609 Phone: 773-548-5500

answered Aug 11, 2013 by Kelly
0 votes
A Fresh Start Checking is available at Abri Credit Union for people who can't get a checking account due to prior difficulties maintaining a positive account balance. They will give you a second chance if you have all reported prior ChexSystem charge-offs paid in full. They require a 20 dollar opening deposit, 5 dollar monthly fee and direct deposit.
 
Located at:
 
1350 W. Renwick Road Romeoville, IL 60446 
2350 W. McDonough Street Joliet, IL 60436 
Green Ridge Center 2800 75th Street, Woodridge, IL 60517 
122 E. 9th Street Lockport, IL 60441 
7148 Caton Farm Road Plainfield, IL 60586  
20493 S. LaGrange Road Frankfort, IL 60423 
9700 South Cass Ave. Bldg.233 Argonne, IL 60439 
 
Phone: (815) 267-7700
Toll Free: (866) I-OWN-ACU (469-6228)
 
answered Aug 11, 2013 by Michael
0 votes
Decatur Earthmover Credit Union offers second chance checking accounts depending on your prior circumstances.
 
Locations:
 
260 W. Marion Forsyth, IL 62535 (217) 872-8170
2600 E. Dividend Dr. Decatur, IL 62525 (217) 875-2301
550 N Edward Street Decatur, IL 62522 (217) 428-0955
answered Aug 11, 2013 by Freddy B
0 votes
If you've had trouble opening a checking account in the past, ask Loyola University Employees Federal Credit Union abouth their Second Chance Checking Account Program located at
2160 South First Avenue, Maguire Center - Maywood, IL 60153 Phone: 708.216.4500
answered Aug 11, 2013 by Melissa





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