Where Are There Non Chex Systems Banks In Georgia?

0 votes
Can anyone recommend any non Chex Systems banks or 2nd chance banks in Georgia?
asked Aug 13, 2013 in Personal Finance by Kelly
edited Aug 13, 2013

6 Answers

0 votes
Georgia United Credit Union has a Restart Checking program for chexsystems victims. 
You will need a deposit of $25 to open the second chance account and you must have Direct Deposit. After one year of maintaining a good account they will let you convert to a different checking account.
They have locations in Georgia at:
6705 Sugarloaf Parkway Duluth, Ga 30097
190 Gaines School Rd Athens, GA 30605
1710 South Lumpkin Street Athens, GA 30606
2 MLK Jr. Drive Atlanta, GA 30334
1 Georgia Center 600 W. Peachtree Street N.W., Suite 401 Atlanta, GA 30308
400 Whitehall Street SW Atlanta, GA 30303
500 N Indian Creek Dr Clarkston, GA 30021
1381 Milstead Ave Conyers, GA 30012
312 Canton Hwy Cumming, GA 30040
605 Calhoun Street Dalton, GA 30721
2006 Veterans Blvd. Dublin, GA 31021
2270 Satellite Blvd. Duluth, GA 30097
5173 Panola Industrial Boulevard Decatur, GA 30035
4448 Tilly Mill Rd Atlanta, GA 30360
3840 LaVista Rd Tucker, GA 30084
105 N Park Trail Stockbridge, GA 30281 
answered Aug 13, 2013 by Samantha B
0 votes
CDC Federal Credit Union has a Vista Checking account, which is a 2nd chance checking account for people with former banking issues.
To qualify for this account you must be a Georgia resident that has lived in the state for at least one year, employed, have a valid state-issued driver's license and have a valid street address.
You will also need a $50 opening deposit and pay a $12 per month service fee and you will be limited on ATM card usage up to $100 per day but you can get checks. They will allow you to convert to another checking account after one year as long as your account stays in good standing.
Locations in Georgia are at 2301 Parklake Drive Atlanta, GA 30345, 4770 Buford Highway Chamblee, GA 30341 and 1600 Clifton Road Atlanta, GA 30333. Their toll free number is 800-245-9655. 
answered Aug 13, 2013 by Connie R
0 votes
Georgia Power Credit Union offers a "Value Checking" account that is similar to a second chance checking. It has a monthly service fee of $15.00 per month with no minimum balance required.
They are located at 5901A Peachtree Dunwoody Road, Ste. 275 Atlanta, GA 30328 and you can call them at 1-800-360-6362 or 770-396-9005.
answered Aug 13, 2013 by Shelby H
0 votes
Wells Fargo also has a Opportunity Checking Account Programs for those on the chexsystems in Georgia. 
They have tons of banking locations in Georgia in the cities of Acworth, Adairsville, Alpharetta,
Americus, Athens, Atlanta, Augusta, Austell, Brunswick, Buford, Calhoun, Canton, Carrollton, Cartersville, Chamblee, Chatsworth, Clarkston, College Park, Columbus, Commerce, Conyers, Covington, Cumming, Dacula, Dahlonega, Dallas, Dalton, Decatur, Doraville, Douglas, Douglasville, Dublin, Duluth, Dunwoody, East Point, Ellenwood, Evans, Fairburn, Fayetteville, Fitzgerald, Flowery Branch, Forest Park, Fort Benning, Fort Gordon, Fort Oglethorpe, Gainesville, Garden City, Grayson, Greensboro, Griffin, Hamilton, Hapeville, Hephzibah, Hinesville, Hiram, Jasper, Jefferson, Jonesboro, Kathleen, Kennesaw, Lafayette, Lawrenceville, Lilburn, Lithia Springs, Lithonia, Locust Grove, Loganville, Lovejoy, Mableton, Macon, Manchester, Marietta, Martinez, Mcdonough, Mcrae, Milton, Monroe, Morrow, Newnan, Norcross, Oakwood, Peachtree City, Pine Mountain, Pooler, Powder Springs, Rincon, Ringgold, Riverdale, Rome, Roswell, Saint Simons Island, Sandersville, Savannah, Smyrna, Snellville, Statesboro, Stockbridge, Stone Mountain, Sugar Hill, Suwanee, Tucker, Union City, Villa Rica, Warner Robins, Winder and Woodstock.
As you can see by all the locations that this bank is probably you best option. See http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/
answered Aug 13, 2013 by Madison H
edited Aug 19, 2014 by tomvargo706
0 votes
Thanks guys, ill try Wells Fargo!
answered Aug 13, 2013 by Kelly
0 votes
Atlantic Coast Bank in Georgia has a Fresh Start Checking Account that you can open with $100 and has no minimum balance requirement.
It comes with Unlimited Check Writing and FREE Online Banking.
They are located at:
505 Haines Avenue
Waycross, GA 31501
Phone: (912)283-4711
2110 Memorial Drive
Waycross, GA 31501
Phone: (912)283-4711
1390 South Gaskin Avenue
Douglas, GA 31533
Phone: (912)283-4711
213 Highway 80 West
Garden City, GA 31408
Phone: (912)964-4533


answered Aug 16, 2013 by Frank
edited Aug 19, 2014 by tomvargo706

Welcome to InfoAviator Q&A, where you can ask questions and receive answers from other members of the community.

To get help with a variety of financial issues please visit our main website at infoaviator.org.

InfoAviator Publishing is located at 6415 Keltonshire Rd, Parma, OH.
Phone: +1.4407899411

Email: tomvargo706@gmail.com