Looking For a 2nd Chance Bank In Florida?

0 votes
Can anyone provide me a list of 2nd chance banks in Florida that does not use the ChexSystems?
asked Aug 16, 2013 in Personal Finance by Cory

6 Answers

0 votes
Liberty savings bank offers a "Clean Slate" checking that will give you a 2nd chance if had past banking problems and have been reported to ChexSystems. They have bank branches in the following places in Florida:
1411 60th Avenue W Bradenton, FL 34207 Phone: 941.727.8974
1950 S. Tamiami Trail Sarasota, FL 34239 Phone: 941.366.8585
4103 S. Tamiami Trail Venice, FL 34293 Phone: 941.493.9174
1697 S. Tamiami Trail Venice, FL 34293 Phone: 941.408.0201
8383 S. Tamiami Trail Sarasota, FL 34238 Phone: 941.927.3629
2323 Stickney Point Road Sarasota, FL 34231 Phone: 941.927.8293
3901 Cortez Road W Bradenton, FL 34210 Phone: 941.755.5733
answered Aug 16, 2013 by Gale
edited Aug 19, 2014 by tomvargo706
0 votes
Wells Fargo has a Opportunity Checking account that is just like a 2nd chance checking and was designed for Chexsystem people. They have over 643 banks and 949 atms in the in Florida. 
See more second chance checking accounts in Florida that was researched by InfoAviator at http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/
answered Aug 16, 2013 by John
edited Aug 19, 2014 by tomvargo706
0 votes
A fresh start checking is available at Community First Credit Union Of Florida. There is no required minimum balance to maintain and comes with a Free Visa Debit Card
and unlimited check writing. You will need a $25 minimum deposit to open and have to pay a $10 monthly service charge.
They have locations at:
463711 State Road 200 Yulee, FL 32097-8659 
11907 Lem Turner Rd Jacksonville, FL 32218-3029
7640 103rd St Jacksonville, FL 32210-6342
625 Blanding Blvd Orange Park, FL 32073-5035
1545 County Road 220 Fleming Island, FL  32003-7922
These are just a few of their locations. You can also call them toll free at (800) 342-8416
answered Aug 16, 2013 by Jenny
0 votes
McCoy Federal Credit Union is a 2nd chance bank that has a Fresh Start checking program in Florida. It has many of the same features as their regular checking account, but is designed for people that have been turned down for checking accounts due to credit problems.
The account allows you to write as many checks as you want each month and comes with a Visa Debit Rewards Card.
They have branch locations in Florida at:
2871 Clayton Crossing Way, S-1093 Oviedo, FL 32765
931 N. Park Ave Apopka, FL 32712
2075 Central Florida Pkwy Orlando, FL 32837
502 S. Chickasaw Tr Orlando, FL 32825
4300 S. US Hwy 27, S-A Clermont, FL 34711
5757 Curry Ford Rd Orlando, FL 32822
5620 L.B. McLeod Rd Orlando, FL 32811
9161 Narcoossee Rd, S-104 Orlando, FL 32832
1900 McCoy Rd Orlando, FL 32809
35 W. Michigan St Orlando, FL 32806
1575 E. Silver Star Rd Ocoee, FL 34761
1221 W. Osceola Pkwy Kissimmee, FL 34741
5201 Raymond St, R-1202 Orlando, FL 32803
Here is their toll free number at their call center: 888-584-7701
answered Aug 16, 2013 by Gary L
0 votes
Central Florida Postal Credit Union has a 2nd Chance Checking regardless of your negative credit history. It has a required 10 dollor fee to open but they will give you unlimited check writing along with a Visa debit card.
Their main branch is located at 301 East Michigan Street Orlando, Florida 32806 and you can call them at (407) 425-2561 to find out more about this account.
answered Aug 16, 2013 by Craig
0 votes
Atlantic Coast Bank has a Fresh Start Checking Account that you can open with $100 and has no minimum balance requirement.
It comes with Unlimited Check Writing and FREE Online Banking.
They are located at:
10328 Deerwood Park Boulevard
Jacksonville, FL 32256
Phone: (904) 998-5500
1700 South 3rd Street
Jacksonville Beach, FL 32250
Phone: (904) 998-5500
2766 Race Track Road
Jacksonville, FL 32259
Phone: (904) 998-5500
1425 Atlantic Blvd
Neptune Beach, FL 32266
Phone: (904) 998-5500
8048 Normandy Boulevard
Jacksonville, FL 32221
Phone: (904) 998-5500
1567 Kingsley Avenue
Orange Park, FL 32073
Phone: (904) 998-5500
930 North University Boulevard
Jacksonville, FL 32211
Phone (904) 998-5500
answered Aug 16, 2013 by Frank
edited Aug 19, 2014 by tomvargo706

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