Second Chance Checking Accounts In Arkansas

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asked Aug 18, 2013 in Personal Finance by Timmy

4 Answers

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Hope Credit Union in Arkansas offers checking accounts that provide an affordable and is a alternative to prepaid cards and check cashers, that anyone can qualify. 
Their Easy Checking program requires a $25 minimum balance and a $9.95 monthly fee (waived with $200 minimum balance) with no checks, but does have a check card and has unlimited transactions. Their Easy Checking Plus program has the same features as
the Easy Checking but with the added bonus of paper checks and a $0 minimum balance with a $7.95 monthly fee (waived with $250 minimum balance).
They have branch locations in Arkansas at:
4000 Gray Street Suite B College Station, AR 72053 Phone: 501-490-0646
1114 Missouri Street West Memphis, AR 72301 Phone: 870-735-8398
answered Aug 18, 2013 by Connie
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Focus Bank in Arkansas offers a checking account called "Fresh Start Checking" that is designed for people that had banking challenges in the past. The account requires a $50 opening deposit with no minimum balance requirement once the account is opened. They charge a $7.95 monthly fee which can be lowered to $5.95 if you enroll for eStatements. Direct deposit is available and you can purchase checks.
They have the following locations in Arkansas:
406 Southwest Drive
PO Box 16880
Jonesboro, AR 72401
Phone (870) 972-8400
2525 Stadium Blvd
PO Box 16880
Jonesboro, AR 72401
Phone (870) 972-8250
7281 Highway 34 E
Marmaduke, AR 72443
Phone (870) 597-4800
3005 W Kingshighway
PO Box 1547
Paragould, AR 72450
Phone (870) 236-7000
3100 Linwood Drive
PO Box 1547
Paragould, AR 72450
Phone (870) 236-7000
1150 S Main St
PO Box 1526
Sikeston, MO 63801
Phone (573) 472-2002
3313 E Johnson Ave
Jonesboro, AR 72401
Phone (870) 203-7675
Fax (870) 268-6958
answered Aug 18, 2013 by Mary Beth
0 votes
FedEx Employees Credit Association in Arkansas offers a "New Direction Checking Program" that will give individuals a second chance to use to establish a positive checking history and pay off existingchecking account debt. Membership is open to the employees and retirees of the FedEx Corporation and its family of companies. Membership is also open to immediate family members of FedEx employees and others including spouses,
children,parents,siblings,grandparents,grandchildren and household members.
They have a location in Arkansas at 2200 Forward Drive Harrison, AR 72601 and you can call them toll free at (800) 228-8513.
answered Aug 18, 2013 by Madison
0 votes

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answered Aug 19, 2014 by tomvargo706 (5,290 points)

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