Second Chance Checking Accounts Louisiana

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asked Aug 18, 2013 in Personal Finance by Henry

4 Answers

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Hope Credit Union in Louisiana offers checking accounts that provide an affordable and is a alternative to prepaid cards and check cashers, that anyone can qualify. 
Their Easy Checking program requires a $25 minimum balance and a $9.95 monthly fee (waived with $200 minimum balance) with no checks, but does have a check card and has unlimited transactions. Their Easy Checking Plus program has the same features as the Easy Checking but with the added bonus of paper checks and a $0 minimum balance with a $7.95 monthly fee (waived with $250 minimum balance).
They have branch locations in Louisiana at:
1726 O.C. Haley Blvd.
New Orleans, LA 70113
Phone: 504-527-0688
answered Aug 18, 2013 by Jennifer
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Southwest Louisiana Credit Union offers "2nd Chance Checking Account" with a debit card for those that have been turned down for a checking account elsewhere.
They have locations in Louisiana at:
519 Kirby Street
Lake Charles, LA 70601
4056 Ryan Street
Lake Charles, LA 70605
804 PPG Drive
Westlake, LA 70669
101 North Cities Service Hwy
Sulphur, LA 70663
104 Bruce Circle
Moss Bluff, LA 70611
15125 Hwy 395
Roanoke, LA 70581
Their main phone numbers are (337) 477-9190 and Toll Free at (800) 672-7154.
answered Aug 18, 2013 by Gregory Kelly
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Louisiana Federal Credit Union offers a program called a "Reboot Checking" for people with a bad track record with past accounts that is keeping them from opening a checking account. It comes with a debit card and you will need 50 dollars to open the account. There is also a $10 monthly maintenance fee and you are required to have direct deposit.
After one year of being in this program, they will upgrade you to their standard free checking account.
They have the following locations in Louisiana:
350 Belle Terre Boulevard
LaPlace, LA 70068
1001 Third Street
Norco, LA 70079
42162 Veterans Avenue
Hammond, LA 70403
1643 LA Highway 3125
Gramercy, LA 70052
1703 Chantilly Drive, 
Suite A
LaPlace, LA 70068
406 East Airline Highway
LaPlace, LA 70068
You can find out more about this 2nd chance account by calling them at 985.652.4990 or toll-free at 888.652.4990.
answered Aug 18, 2013 by Gale
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answered Aug 19, 2014 by tomvargo706 (5,290 points)

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