Second Chance Checking Accounts In Indiana

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Where can I find a second chance bank in Indiana?
asked Aug 18, 2013 in Personal Finance by Beth
    

6 Answers

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FedEx Employees Credit Association in Indiana offers a "New Direction Checking Program" that will give individuals a second chance to use to establish a positive checking history and pay off existingchecking account debt. Membership is open to the employees and retirees of the FedEx Corporation and its family of companies. Membership is also open to immediate family members of FedEx employees and others including spouses,
children,parents,siblings,grandparents,grandchildren and household members.
 
They have a location in Indiana at: 
 
3724 South High School Road
Indianapolis, Indiana 46241
 
You can call them toll free at (800) 228-8513.
answered Aug 18, 2013 by Madison
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3Rivers Federal Credit Union in Indiana offers second chance checking accounts to underbanked and unbanked individuals.
 
They have branches at the following locations:
 
3750 E Dupont Road Ft. Wayne, IN 46825 260-484-8219
1615 Northland Blvd. Fort Wayne, IN 46825 260-490-8328
5703 YMCA Park Drive East Fort Wayne, IN 46835 260-490-8328
10470 Maysville Road Fort Wayne, IN 46835 260-490-8328 Ext. 5169
4120 North Clinton St. Fort Wayne, IN 46805-1210 260-484-0614
6310 E. State Blvd. Fort Wayne, IN 46815-7023 260-748-7592
1125 W. State Blvd. Fort Wayne, IN 46808-3015 260-426-4800
6221 Illinois Road Fort Wayne, IN 46804-5667 260-490-8328
301 West Jefferson Blvd. Suite 150 Fort Wayne, IN 46802 260-490-8328
10915 Isabelle Drive New Haven, IN 46774-2000 260-490-8328
5005 Bluffton Rd. Fort Wayne, IN 46819 260-747-2245
8080 West Jefferson Boulevard Ft. Wayne, IN 46804 260-436-3174
answered Aug 21, 2013 by Kenny
0 votes
Interra Credit Union in Indiana offers a Opportunity Checking that is a 12-month transitional account for people that had difficulty managing a checking account in the past. After 12 months of good checking account managment, the Opportunity Checking account will automatically be converted to a free regular checking account.
 
To open a account under this program, you will need a initial deposit of $25 and have to pay a $12 monthly service charge. This account comes with no minimum balance, nlimited check writing, and a debit card after six months of satisfactory account management.
 
They have the following branch locations:
 
1501 College Avenue Goshen, IN 46526
113 West Washington St Millersburg, IN 46543
1010 East Monroe Street Goshen, IN 46528
68299 CR 23 New Paris, IN 46553
300 West Lincoln Avenue Goshen, IN 46526
2410 Peddlers Village Road Goshen, IN 46528
106 Crystal Heights Blvd Middlebury, IN 46540
1401 S. Huntington St. Syracuse, IN 46567
1139 CR 17 Elkhart, IN 46516
336 E Lake St Topeka, IN 46571
66685 SR 19 Wakarusa, IN 46573
151 N. Oakland Avenue Nappanee, IN 46550
 
You can call them at 574.534.2506 or 888.432.2848
answered Aug 21, 2013 by Jacky
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Evansville Teachers Federal Credit Union’s in Indiana has a Opportunity Checking program that offers you a second chance to prove you can manage a checking account properly. There is a monthly fee of $7.50 per month and they may let to change to a regular checking after 12 consecutive months as long as you have been good with the account.
They will let you get a ATM or ET Check Card. There is no minimum balance requirement.
 
They have locations in Indiana at:
 
4401 Theater Drive P.O. Box 5129 Evansville, Indiana 47716-5129 Phone: (812) 477-9271 
3020 Dixon Street P.O. Box 1 Princeton, Indiana 47670-0001 Phone: (812) 386-3112
405 E. Fourth Street P.O. Box 973 Mt. Vernon, IN 47620-0973 Phone: (812) 833-0973
1395 S. Hart Street Road P.O. Box 394 Vincennes, Indiana 47591-0394 Phone: (812) 886-9377
1100 West Buena Vista Road P.O. Box 9107 Evansville, Indiana 47724-9107 Phone: (812) 421-5171
3944 State Road 261 P.O. Box 560 Newburgh, Indiana 47629-0560 Phone: (812) 858-3033
4905 University Drive P.O. Box 6305 Evansville, Indiana 47719-6305 Phone: (812) 422-8204
1900 Hirschland Road P.O. Box 5071 Evansville, IN 47716 Phone: (812) 469-9913
answered Aug 21, 2013 by Keith
0 votes
Heritage Federal Credit Union offers s 2nd Chance Checking account, or otherwise known as the Bank on Evansville Account, and was created for those who have had difficulty in qualifying for a checking account.
There is a $10 monthly service charge with no minimum balance requirements. The account holder can request to convert to a standard checking account after 1-year if the member has no more than 3 NSF's in the last 90-days. 
 
They have locations at:
 
 
102 East Lincoln Avenue, 
Chandler, IN
 
3951 North Green River Road, 
Evansville, IN
 
US HWY 41 & SR 168,
Ft. Branch, IN
 
819 Main Street,
Mt. Vernon, IN
 
631 West Fourth Street,
Mt. Vernon, IN
 
7777 West State Road 66,
Newburgh, IN
 
5210 Pearl Drive,
Evansville, IN 
 
Contact Numbers: (812) 253-MYCU (6928) or (800) 858-1693 (toll free)
 
answered Aug 21, 2013 by Corey
0 votes

See more second chance checking accounts in Indiana that was researched by InfoAviator at http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/

answered Aug 19, 2014 by tomvargo706 (5,290 points)





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