Second Chance Checking Accounts In Kentucky

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Please provide a list of 2nd chance banks in Kentucky. Thanks!
asked Aug 21, 2013 in Personal Finance by Kim
    

9 Answers

0 votes
Evansville Teachers Federal Credit Union’s in Kentucky has a Opportunity Checking program that offers you a second chance to prove you can manage a checking account properly. There is a monthly fee of $7.50 per month and they may let to change to a regular checking after 12 consecutive months as long as you have been good with the account.
They will let you get a ATM or ET Check Card. There is no minimum balance requirement.
 
They have locations in Kentucky at:
 
1195 Barrett Blvd. 
P.O. Box 455
Henderson, KY 42419
Phone: (270) 826-2858
 
2820 N. York Street
P.O. Box 22233
Owensboro, Kentucky 42304-2233
Phone: (270) 684-6874

 

answered Aug 21, 2013 by Jimmy
0 votes
LOUISVILLE MEDICAL FEDERAL CREDIT UNION has a 2nd Chance Checking Account with Direct Deposit, Debit/ATM Card Access and a small monthly Fee.  Maintain the account in a satisfactory manner for six months and they will convert it to a regular checking account.  Call them at 502.629.3716 for details.
 
Their office office is located at the corner of Floyd & Gray Streets in Louisville, Suite 130, Medical Towers South - 234 East Gray Street, Louisville, KY 40202
 
answered Aug 21, 2013 by Jen
0 votes
Citizens Union Bank in Kentucky has a second chance checking If you had trouble in the past maintaining a checking account due to an unforeseeable situation.
It comes with online banking with Billpay and a VISA debit card.
 
1854 Midland Trail Shelbyville, KY 40065 Shelbyville, KY 40066-0189 Phone: 1-866-633-4450
827 Main St Shelbyville, KY 40065 Shelbyville, KY 40066-0189 Phone: 1-866-633-4450
23 Fairway Crossing Shelbyville, KY 40065 Shelbyville, KY 40066-0189 Phone: 1-866-633-4450
500 Taylorsville Rd Shelbyville, KY 40065 Shelbyville, KY 40066-0189 Phone: 1-866-633-4450
100 Citizens Blvd Simpsonville, KY 40067 Shelbyville, KY 40066-0189 Phone: 1-866-633-4450
5952 Elmburg Rd Bagdad, KY 40003 Shelbyville, KY 40066-0189 Phone: 1-866-633-4450
853 Taylorsville Rd Taylorsville, KY 40071 Phone: 1-866-633-4450
375 Oakbrooke Dr Mt Washington, KY 40047 Phone: 1-866-633-4450
11601 Bluegrass Parkway Louisville, KY 40299 Phone: 1-866-633-4450
12935 Shelbyville Rd Louisville, KY 40243 Phone: 1-866-633-4450
4742 Chamberlain Lane Louisville, KY 40241 Phone: 1-866-633-4450
2100 S. Highway 53 Lagrange, KY 40031 Phone: 1-866-633-4450
637 South Lincoln Blvd Hodgenville, KY 42748 Phone: 1-866-633-4450
1830 N. Dixie Hwy Elizabethtown, KY 42701 Phone: 1-866-633-4450
601 W. Lincoln Trail Blvd, Radcliff, KY 40160 Phone: 1-866-633-4450
answered Aug 22, 2013 by tomvargo706 (5,290 points)
0 votes
Farmers Bank And Capital Trust Company in Kentucky will give people on the ChexSystems a second chance under their Encore Checking. You need $50.00 to open the account and you will need to pay a monthly service charge of $10 without direct deposit or $8 with direct deposit.
 
Locations:
 
125 West Main • PO Box 309, Frankfort, Kentucky 40602 • 502-227-1600
555 Versailles Road, Frankfort, Kentucky 40601 • 502-227-1660
1301 US 127 South, Frankfort, Kentucky 40601 • 502-227-1655
154 Versailles Road, Frankfort, Kentucky 40601 • 502-227-1650
1401 Louisville Road, Frankfort, Kentucky 40601 • 502-227-1640
128 South Main Street • Lawrenceburg, Kentucky 40342 • 502-839-2600
201 West Park Shopping Center • Lawrenceburg, Kentucky 40342 • 502-839-2626
838 North College Street, Harrodsburg, Kentucky 40330 • 859-734-2626
1035 Ben Ali Drive • ?Danville, Kentucky 40422• ?859-238-2602
answered Aug 22, 2013 by Jones
0 votes
United Bank in Kentucky also offers a second chance account and if you maintain this account in the agreed upon manner for 18 months you can move to an account of your choice.
 
Locations:
 
3098 Harrodsburg Road, Lexington, Kentucky, 40503 • 859-223-0802
2509 Sir Barton Way, Lexington, Kentucky, 40509 • 859-264-0468
201 North Main Street, Nicholasville, Kentucky, 40356 • 859-885-0900
986 North Main Street, Nicholasville, Kentucky, 40356 • 859-885-2775
Kroger Branch, 995 South Main Street, Nicholasville, Kentucky, 40356 • 859-881-0195
106 South Lexington Avenue, Wilmore, Kentucky, 40390 • 859-858-3181
100 Farmers Bank Drive, Georgetown, Kentucky, 40324 • 502-863-2393
100 North Bradford Lane, Georgetown, Kentucky, 40324 • 502-863-2393
200 East Main Street, Georgetown, Kentucky, 40324 • 502-863-2393
3285 Main Street, Stamping Ground, Kentucky, 40379 • 502-535-6221
100 United Drive, Versailles, Kentucky, 40383 • 859-873-3136
146 N Locust Street, Versailles, Kentucky, 40383 • 859-873-3136
206 North Gratz Street, Midway, KY, 40347 • 859-846-4441
answered Aug 22, 2013 by Marine
0 votes
Citizens Bank of Northern Kentucky also has a second chance checking program.
It has unlimited check writing, free internet banking and bill pay, debit card.
Has a $10 per month maintenance charge or $8 with direct deposit and if you maintain this account in the agreed upon manner for 18 months you can move to a free account. See  http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/
 
Locations:
 
8730 U.S. Highway 42, Florence, Kentucky 41042 • 859.384.5420
7300 Alexandria Pike, Alexandria, Kentucky 41001 • 859.635.077
164 Fairfield Avenue, Bellevue, Kentucky 41073 • 859.491.5510
34 N. Ft. Thomas Avenue, Ft. Thomas, Kentucky 41075 • 859.442.7600
2911 Alexandria Pike, Highland Heights, Kentucky 41076 • 859.442.8220
103 Churchill Drive, Newport, Kentucky 41071 • 859.572.2660
2006 Patriot Way, Independence, Kentucky 41051 • 859.363.4470 
2774 Town Center Boulevard, Crestview Hills, Kentucky 41017
 
answered Aug 22, 2013 by Sasha
edited Aug 19, 2014 by tomvargo706
0 votes
Commonwealth Credit Union in Kentucky offers a program called Start Fresh that gives people a 2nd chance at a checking with no minimum balance,
Online Banking with eStatement and Bill Payment, $10/month fee if you have Direct Deposit and $20/month fee without Direct Deposit.
There is a low $25 minimum deposit to open the account if you will be using Direct Deposit for this account, or a $50 minimum opening deposit without Direct Deposit.
 
Locations:
 
417 High St., Frankfort, KY 40601
101 Sower Boulevard, Frankfort, KY 40601
1425 Louisville Road, Frankfort, KY 40601
280 Meijer Way, Lexington, KY 40503
1015 Crossroads Drive, Lawrenceburg, KY 40342
108 Lawson Drive, Georgetown, KY 40324
 
To find out more about this account you can call them at 502.564.4775 or 800.228.6420
answered Aug 22, 2013 by Kimberly
0 votes
Kentucky Farmers Bank gives second chances checkings to those with a poor credit history. They will make you take a class first before they will open you a account.
You will need a opening deposit of $50.00 but there is no minimum balance requirement after that. There is no monthly fee and you can get checks and a ATM card. Fraud cases are not eligible for this account.
 
Locations:
 
2500 Broadway, Catlettsburg, KY 41129-5400   
Phone: (606) 929-5000
 
6313 US Rt. 60,  Ashland KY 41102-8640   
Phone: (606) 929-5000
 
835 Carter Avenue,  Ashland KY 41101-7417  
Phone: (606) 929-5000 
 
answered Aug 22, 2013 by Alison
0 votes
First United Bank and Trust Company offers a Opportunity Checking with a $50 deposit to open and no minimum balance after opening. They wont give you a check card for first year and there is a $10 new account set-up fee plus a $14 monthly maintenance fee. After a one year period of maintaining the account with no instances of overdrafts, you may request the account be converted to a different type of account.
 
Locations:
 
162 North Main Street Madisonville, KY 42431 Phone  270.821.5555
1080 North Main Street Madisonville, KY 42431 Phone 270.824.1622
101 East Main Street Earlington, KY 42410 Phone 270.383.9980
answered Aug 22, 2013 by James





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