List Of 2nd Chance Banks In Ohio

+1 vote
Can you guys help me find a 2nd chance bank in Ohio?
asked Aug 22, 2013 in Personal Finance by Kenny
    

10 Answers

0 votes
Cincinnati Federal Credit Union offers a Direct Step Checking if toher financial institutions are not willing to give you a second chance.  But here at CCCU we believe people deserve the opportunity to try again.
 
People who qualify are given six months to demonstrate they can manage their checking account and as long as the person has had no more than five non-sufficient fund incidents, you can get their Basic or Direct Checking Plus account.
 
To qualify you must have direct deposit, willing to pay a $7 monthly maintenance fee along with a $2 monthly ATM maintenance fee.
 
Locations:
 
717 Western Ave.
Cincinnati, OH 45214
(513)241-2050
 
Carthage Office
7000 Vine St.
Cincinnati, OH 45216
(513)563-4488
 
1800 Vine St.
Cincinnati, OH 45210
(513)241-1109
 
 
5625 Harrison Ave.
Cincinnati, OH 45248
(513)451-3800
 
answered Aug 22, 2013 by Maria
0 votes
CHACO Credit Union Inc offers a second chance checking with a ATM Card at first then they will give you a Debit Card after 90 days from account opening with a clean account history. There is a $5 monthly fee for first 12 months.
 
Locations:
 
950 Deis Drive Fairfield, OH 45014
100 South Third Street Hamilton, OH 45011
601 Park Avenue Hamilton, OH 45013
5174 College Corner Pike Oxford, OH 45056
7237 Cincinnati-Dayton Road West Chester, OH 45069
3201 Princeton Road Hamilton, OH 45011
 
You can call them at (513) 785-3500
answered Aug 22, 2013 by Dale Lane
0 votes
Ohio Catholic’s Federal Credit Union offers a second chance account called a "Impact Checking" for people who are currently on ChexSystems. You must sign up for direct deposit and they will give you debit card access.
 
Locations:
 
13623 Rockside Road
Garfield Heights, Ohio 44125
Phone: 216-663-8090
 
8600 Alexandria Drive
Macedonia, Ohio 44056
Phone: 330-468-0982
 
3167 Fulton Road, Suite 108
Cleveland, Ohio 44109
Phone: 216-631-8711
 
5600 Wallings Road
North Royalton, Ohio 44133
Phone: 440-237-2270
 
1900 West Market Street
Akron, Ohio 44313
Phone: 330-733-6002
 
1404 East Ninth Street
Cleveland, Ohio 44114
Phone: 216-274-1212
answered Aug 22, 2013 by Amanda
0 votes
Cardinal Community Credit Union offers a Second Chance Checking for people on the ChexSystems. If a member is successful with this account over a 12-month period, he or she may be eligible to enroll in their standard checking products.
 
You must enroll in direct deposit but they will give you a debit card. This account has a monthly maintenance fee of $8.95 and they wont issue you personal checks.
 
Locations:
 
8500 Westport Drive
Mentor, Ohio 44060
Phone 440-266-2200
 
754 Richmond Road
Richmond Heights, Ohio 44143
Phone 216-920-0123
 
34465 Euclid Avenue
Willoughby, Ohio 44094
Phone 440-946-0642
 
625 Lake Avenue
Ashtabula, Ohio 44004
Phone 440-964-6222
 
3615 Euclid Ave., Suite 1B
Cleveland, Ohio 44115
Phone 216-432-3230
answered Aug 22, 2013 by Oren
0 votes
You can try Woodforest as they have a second chance program and they have locations all over Ohio.
answered Aug 22, 2013 by Jill K
0 votes
Kent Credit Union offers Chex System people a checking account with a $10 monthly fee and debit card. No paper checks are issued and if this account is overdrawn for any amount, the account will be closed immediately. If the account is kept in good standing for 12 months, it can be graduated to a standard checking account. You can call them at 330.678.2274 to learn more.
 
Locations:
 
6020 Rhodes Road, Kent, OH 44240 
271 So. Chestnut Street, Ravenna, OH 44266
1190 State Route 303, Streetsboro, OH 44241
answered Aug 22, 2013 by Kelsy Cline
0 votes
Ohio Teamsters Credit Union offers a second chance checking.
 
Locations:
 
6100 Rockside Woods Dr., Independence
Phone Number: (216) 573-6700
 
555 E. Rich Street Rm 201, Columbus
Phone Number: (614) 228-2111
answered Aug 22, 2013 by Franky D
0 votes
Ohio Valley Federal Credit Union offers a second chance checking with a $25 opening deposit. They are located at 2091 James E Sauls Sr Drive in Batavia, OH 45103 and their phone number is 866-696-8328.
answered Aug 22, 2013 by Brian Bently
0 votes
New Horizons Credit Union has a Second Chance Checking for members who are trying to establish or re-establish their credit with unlimited check writing and a free ATM card. Basic or Premier Checking upgrade available after 6 months.
 
Locations:
 
637 Vine Street
Cincinnati, OH 45202
(513) 562-6600
 
209 E. Forest Avenue
South Lebanon, OH 45065
(513) 204-1519
 
9111 Duke Boulevard
Mason, OH 45040
(513) 573-2212
 
2101 E. Kemper Road
Cincinnati, OH 45241
(513) 782-1286
 
 
 
answered Aug 22, 2013 by Tom Burns
0 votes

See more second chance checking accounts in Ohio that was researched by InfoAviator at http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/

answered Aug 19, 2014 by tomvargo706 (5,290 points)





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