Non Chexsystems Banks In Wyoming

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If your looking for a second chance checking account or a non chexsystems bank in Wyoming beause you have had past credit issues in Wyoming then you may be in luck because I have done some reserch and have located a few credit unions that can help with your situation.
asked Aug 30, 2014 in Personal Finance by tomvargo706 (5,290 points)
    

4 Answers

0 votes
Greater Wyoming Federal Credit Union believes that everyone deserves a second chance with a checking account, therefore they offer new customers a Fresh Start Checking program that is available for those members who may have had past problems with past checking accounts. However, they require a higher minimum deposit and monthly service charge.

No more information was given about this program on their website (http://www.greaterwyomingfcu.com/).

They have two locations to serve your banking needs and they are located at:

155 W Collins Casper, WY 82601 Hours: 8:00 AM -- 5:30 PM (Mon-Fri) Lobby Hours: 9:00 AM -- 4:00 PM (Mon-Fri) Phone: 307-234-5662

and

135 S 3rd Douglas WY 82633 Hours: 8:00 AM -- 5:00 PM (Mon-Fri) Lobby Hours: 9:00 AM -- 4:00 PM (Mon-Fri) Phone: 307-358-0024
answered Aug 30, 2014 by tomvargo706 (5,290 points)
0 votes
In addtion to the credit unions listed here, I have listed the major banks nationwide on the main site at http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/

Its a pretty big list so you should have no problem finding a bank offering special programs or non chexsystems banks in Wyoming.
answered Aug 30, 2014 by tomvargo706 (5,290 points)
0 votes

Laramie Federal Credit Union in the state of Wyoming offers several fresh start programs for people with both past checking account problems (negative Chexsystems reports) and prior credit problems.

Fresh Start Credit Cards allow members that don’t qualify for a credit card account under our standard programs the ability to have a credit card, but one that is secured by a deposit at the credit union. Members can use the credit cards for purchases, reservations, car rentals and everything else a traditional card can be used for while at the same time building credit!

Fresh Start Checking

This second chance checking account allows members to get a VISA® debit card without having no minimum balance requirements. 

Fresh Start Auto Loan

If you have no credit or have past credit issuesthen this program will give you the opportunity to obtain financing at competitive rates. There is one catch though - the installation of a GPS Device with Automated Collection Technology. But don't worry about that if you make ontime payments every month. They say there is a minimal or even  a no down payment option and they will report your payments to the major credit agencies so it will give you the opportunity to establish or rebuild your credit history.

Fresh Start Personal Loan 

They offer people with bad credit the opportunity to build credit or repair it with a personal loan amount up to $1,000.00 for maximum term of 12 months.

To get in touch with this credit union to find out additional information on their second chance programs, then Wyoming residents should contact them at:

365 N. Third St.
Laramie, WY 82072
Phone: (307) 745-5365 - Toll free (888) 745-5406

 

If you want to learn more online about the above programs you can also see this information on their website at http://laramieplainsfcu.com/LP_fresh_start.html

answered Aug 30, 2014 by tomvargo706 (5,290 points)
0 votes

I was told that Bank Of The West has been know to help Wyoming residents with chexsystem problems but I was unable to confirm this information. However, you can contact a location listed below and explain your situation to see if they can overlook the issues on your chexsystems report.

They have locations located at:

303 Main Street
Lander, WY 82520
(307) 332-4212
 
120 North 7th Street
Worland, WY 82401
307-347-6126
 
123 East Main
Riverton, WY 82501
307-856-4181
 
300 South Wolcott
Casper, WY 82601
307-577-3000
 
 

 

answered Aug 30, 2014 by tomvargo706 (5,290 points)





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