List Of Maine Non Chexsystems Banks Offering 2nd Chance Checking Accounts

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Many residents in Maine are unfairly profiled by the Chexsystems because of it containing negative information about their checking account activity history. A minor fraction such as a overlooked overdraft by the account holder that was not paid on time could have caused the consumer to have their checking account closed and the activity reported to the Chexsystems. Then the consumer finds out that they are unable to open up a new checking account because of that bad mark on their Chexsystems report.

Myself and our viewers here will list the non-chexsytems banks and credit unions and the financial institutions that overlook poor chexsystems reports. This will help get the unbanked in Maine the opportunity to get a fresh start with a 2nd chance checking account.

Along with the information listed here, we also have a full dedicated page that list the major banks across the country offering second chance and fresh start checking accounts (some even allow the issue of checks to the account holder). See -
asked Sep 1, 2014 in Personal Finance by tomvargo706 (5,290 points)
edited Sep 1, 2014 by tomvargo706

2 Answers

0 votes

Five County Credit Union has a second chance checking account program available.that forgives a applicant's minor past account management issues. Once the account holder establishes an active account history for one year, they can convert to a regualr checking account. Consumers can qualify to participate in this program with less than a favorable ChexSystems record provided their report does not contain fraudulent activity.  Their Second Chance Checking comes with checks and a Visa Check Card (Debit Card). Other benefits include E-statements, online banking with bill pay, and direct deposit. There is a $5 monthly fee for this type of account.

Five County Credit Union has locations at:

9 Main St Bowdoinham, Maine 04008 Phone (800) 750-0959

171 Bath Rd Brunswick, Maine 04011 Phone (800) 750-0959

60 Fairgrounds Market Place (Located inside Wal-Mart Skowhegan), Maine 04976 Phone (800) 750-0959

500 Gallery Blvd (Located inside Wal-Mart) Scarborough, Maine 04074 Phone (800) 750-0959

710 Main Street Rockland, Maine 04841 Phone (800) 750-0959

100 Mount Auburn Ave (Located inside Wal-Mart) Auburn, Maine 04210 Phone (800) 750-0959

223 U.S. Route 1 Falmouth, Maine 04105 Phone (800) 750-0959

19 Commercial St. Portland, Maine 04101 Phone (800) 750-0959

3 Hamilton Court Route 196 Bypass Topsham, Maine 04086 Phone (800) 750-0959

Located inside Wal-Mart Supercenter Marketplace Plaza Augusta, Maine 04330 Phone (800) 750-0959

35 Ash Street Lewiston, Maine 04240 Phone (800) 750-0959

80 Waterville Commons Drive (just off of exit 130) Located inside Wal-Mart Waterville, Maine 04901 Phone (800) 750-0959

30 Landing Road (off Roosevelt Trail) Located inside Wal-Mart Windham, Maine 04062 Phone (800) 750-0959

765 Washington Street PO Box 598 Bath, Maine 04530 Phone: 443-3528


answered Sep 1, 2014 by tomvargo706 (5,290 points)
edited Sep 1, 2014 by tomvargo706
0 votes
Cumberland County FCU located at 101 Gray Road Falmouth ME 04105 has a Fresh Start Checking account program designed to give a consumer a Fresh Start that gives a second chance to people that wish to re-establish their financial history. A $5.00 fee applies if approved. Telephone: 207.878.3441 Website:
answered Sep 1, 2014 by tomvargo706 (5,290 points)

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