2014 Real List Of Second Chance Checking Accounts In New Jersey

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Our staff at InfoAviator understands how hard it is for New Jersy residents to open up a new checking account after having a bad mark from a former financial instution reported on their Chexsytems report. This is the reason our staff, with the help of our viewers are assembling a list of "Second Chance" and "Fresh Start" Checking account programs being offered by banks and credit unions in the state of New Jersery.

Besides the list we assembled below, consumers can also find a list of major nationwide banks offering "Second Chance" and "Fresh Start" checking programs here - http://infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/
asked Sep 2, 2014 in Personal Finance by tomvargo706 (5,290 points)

2 Answers

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Atlantic Federal Credit Union offers a second chance checking for those unable to open a checking account due to a bad history that was reported to ChexSystems. This program offered by Atlantic Federal Credit Union allow you to rebuild your credit and move to a regular checking account after 6 months as long as your account has no Non-sufficient funds (NSFs) activity, return items, and negative balances.

There is a $10 monthly service charge and the account come with a free Visa┬« debit card. See http://web.atlfedcu.com/accounts/checking/second-chance-checking.html

Atlantic Federal Credit Union branch locations:

Trinitas Hospital - 210 Williamson St. Elizabeth, NJ 07202 Toll Free: 1(800)222-1329

550 Broad St. Newark, NJ 07102 Toll Free: 1(800)222-1329
37 Market St. Kenilworth, NJ 07033 Phone: (908)245-1750
answered Sep 2, 2014 by tomvargo706 (5,290 points)
edited Sep 2, 2014 by tomvargo706
0 votes

Jersey Shore Federal Credit Union offers a Fresh Start Checking Account (depending upon the severity of your ChexSystems report) for people denied for a account at other banks.

Jersey Shore Federal Credit Union branch locations:

3317 Route 9 South
Rio Grande, NJ 08242 
4403 Black Horse Pike 
#2075 Mays Landing, NJ 08330
326 E. Jimmie Leeds Road
Galloway, NJ 08205
1434 New Road
Northfield, NJ 08225 
Phone Numbers:
Local: (609) 646-3339
Toll free: 1-888-322-2848

More information: https://www.jerseyshorefcu.org/checking-s-savings/checking-accounts.aspx

answered Sep 2, 2014 by tomvargo706 (5,290 points)

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