Atlantic Federal Credit Union offers a second chance checking for those unable to open a checking account due to a bad history that was reported to ChexSystems. This program offered by Atlantic Federal Credit Union allow you to rebuild your credit and move to a regular checking account after 6 months as long as your account has no Non-sufficient funds (NSFs) activity, return items, and negative balances.
There is a $10 monthly service charge and the account come with a free Visa® debit card. See http://web.atlfedcu.com/accounts/checking/second-chance-checking.html
Atlantic Federal Credit Union branch locations:
Trinitas Hospital - 210 Williamson St. Elizabeth, NJ 07202 Toll Free: 1(800)222-1329
550 Broad St. Newark, NJ 07102 Toll Free: 1(800)222-1329
37 Market St. Kenilworth, NJ 07033 Phone: (908)245-1750