Where To Open A Unsecured Second Chance Credit Card In Alabama With Bad Credit

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Below we will attempt to provide a list of unsecured credit cards for people with bad credit. This list of local banks and credit unions in Alabama that are willing to give people a fresh start or second chance at a credit card has been compiled by our staff at Infoaviator Publishing and our viewers.

Along with the answers provided by us and our viewers, you may also want to view the major banks across the nation that offer unsercured credit cards to those with bad credit. See - http://infoaviator.org/finance/credit/credit-cards/2014/05/28/who-will-approve-me-for-a-unsecured-credit-card-with-terrible-credit/
asked Sep 7, 2014 in Personal Finance by tomvargo706 (5,290 points)

2 Answers

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Although not a unsecured credit card, United Bank offers a reloadable pre-paid Advantage Card and is ideal for people unable to obtain a traditional credit card.
Cardholders can have funds direct deposited onto their MasterCard from their paycheck or have funds loaded at a local branch. There is no Credit Check Required to obtain this card.
To learn more about this card offered by United Bank in the state of Alabama - please contact one of their local branches listed below:
200 E. Nashville
Atmore, AL 36502
P.O. Box 8
Atmore, AL 36504
(251) 446-6100 
164 Lindberg
Atmore, AL 36502
(251) 446-6100 
404 Courthouse Square
Bay Minette, AL 36507
(251) 937-0052 
615 McMeans Avenue
Bay Minette, AL 36507
(251) 580-2729 
30500 HWY 181
Ste 100
Spanish Fort, AL 36527
251) 621-1229 
705 Sidney E. Manning Blvd.
Flomaton, AL 36441
(251) 296-3493 
516 S. McKenzie
Foley, AL 36535
(251) 943-2020 
4285 Bowden Street
Frisco, AL 36445
(251) 267-3161 
14038 Alabama St
Jay, FL 32565
(850) 675-6000 
34354 US Highway 98
Lillian, AL 36549
(251) 962-2010 
1059 W. Loxley Ave.
Loxley, AL 36551
(251) 964-6220
12512 Co. Rd. 49
Foley, AL 36535
(251) 965-4040
1588 S. Alabama Avenue
Monroeville, AL 36460
(251) 743-3161
21950 Broad Street
Silverhill, AL 36576
(251) 945-1902 
1015 Southwest First Street
Summerdale, AL 36580
(251) 989-9070 
answered Sep 7, 2014 by tomvargo706 (5,290 points)
0 votes
Although not a unsecured card, Alabama Telco Credit Union offers a Visa Platinum secured credit card for those just starting out or who have had some financial setbacks. 
This could be a great help to build credit for those with no credit history as well as those with a poor credit history.
How the Visa Platinum secured credit card program works:
Deposit a amount anywhere from $250-$5,000 into a savings account. The credit limit will be equal to the amount of money in this savings account (This deposited money is used as "collateral" and thus secures your card and you will be unable to make withdrawals from this "collateral" account).  
Your Visa Platinum Secured Card can be used for purchahses anywhere Visa is accepted and 
these purchases will be billed to you every month with the responsibility for making the minimum monthly payment by the due date. Consumers should note that these payments will not be deducted from their savings account that is being used for collateral. 
This card comes with a low APR and by using and paying off your balance, it establishes a history of on-time payments with the major credit reporting agencies and eventually you could be eligible for an unsecured credit card.
Please contact one of Alabama Telco Credit Union's local branches below for more information:
15660 Highway 280
Chelsea, AL 35043
(205) 678-7797
3439 Colonnade Parkway, Suite 100
Birmingham, AL 35243
(205) 967-2993
613 19th Street North
Birmingham, AL 35203
(205) 252-8024
420 Old Highway 280
Birmingham, AL 35242
(205) 437-3696
4849 County Highway 52 West
Helena, AL 35080
(205) 621-4262
103 Oxmoor Road
Birmingham, AL 35209
(205) 942-9977
4720 Chace Circle
Hoover, AL 35244
(205) 989-5220
148 River Square Plaza
Hueytown, AL 35023
(205) 491-6217
3016 Pelham Parkway
Pelham, AL 35124
(205) 620-2332
2150 Gadsden Highway
Birmingham, AL 35235
(205) 661-9712 
2378 West Main Street
Dothan, AL 36301
(334) 702-8759 
Dothan (S.E. AL Medical Center) Branch
1091 Ross Clark Circle
Dothan, AL 36303
(334) 702-8741
309 West Maple Avenue
Geneva, AL 36340
(334) 684-2241
8566 Madison Boulevard
Madison, AL 35758
(256) 774-3988
809 Downtowner Blvd.
Mobile, AL 36609
(251) 343-2027
2906 Atlanta Highway
Montgomery, AL 36109
(334) 271-4526 
answered Sep 7, 2014 by tomvargo706 (5,290 points)

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