Second Chance Unsecured Personal Loan - Georgia

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People that are currently stuck with no credit or bad credit can find it to be a major stumbling block to getting approved for a unsecured personal loan because they are viewed as a high risk borrower that  might default and leave the lender in a bind. It’s just a fact of life that until a subprime borrower raises their credit score, they won’t fit the standard guidelines that lenders at traditional big banks follow.
If you are a Georgia consumer that has been been turned down for a unsecured personal loan then you may be in luck.  Our staff at "InfoAviator Publishing" along with our viewers have located several credit unions in Georgia offering second chance, fresh start, and credit builder loan programs that were specifically designed for potential borrowers with bad credit.  We have taken the time to list them for you below. Please feel free to add any credit unions or banks offering such programs that we have not yet listed.
Consumers can also view our list of nationwide banks and financial institutions at that are willing to give out high risk unsecured signature loans to subprime borrowers residing in Georgia.
asked Oct 12, 2014 in Personal Finance by tomvargo706 (5,290 points)

2 Answers

0 votes
Northwest Georgia Credit Union offers a convenient and safe way to help repair damaged credit or build credit. This unsecured personal loan comes with a 14% APR with a maximum of $500 that can be borrowed. They will also report your payment history to the credit bureaus.
To qualify for this loan product offered by Northwest Georgia Credit Union, you must become a member at NWGACU, have the income available to make payments (based upon your debt-to-income ratio), and have been currently employed with the same employer for six months or more.
To learn about the credit builder loan offered by Northwest Georgia Credit Union, please call 706.291.9290 or visit one of their banking branches below:
1311 Dean Avenue 
Rome, Georgia 30161 
Phone: 706.802.0030 
1307 Redmond Road 
Rome, Georgia 30165 
Phone: 706.291.9290 
answered Oct 12, 2014 by tomvargo706 (5,290 points)
0 votes
Best Bank offers a Credit Builder Loan so that you can build credit and grow your savings -- together!
This credit builder program offered by Best Bank is a personal loan secured by a certificate of deposit (CD).  There is no down payment required or fees associated with this loan because your borrowed money is used as the collateral.
To learn more about this loan product offered by Best Bank, please call them at 1-800-235-INFO or visit one of their Georgia banking branches below:
3618 Highway 138 SE Stockbridge, GA 30281-4171
2940 Anvil Block Rd. Ellenwood, GA 30294-2403
5664 Jonesboro Rd Lake City, GA 30260-3808
1400 Hudson Bridge Rd South Stockbridge, GA 
1751 Newnan Crossing Blvd E Newnan, GA 30265-1517
6055 Old National Hwy College Park, GA 30349-4325
4155 Lawrenceville Hwy NW Lilburn, GA 30047-1500
101 Fairview Rd Ellenwood, GA 30294-2722
4550 Jonesboro Rd Union City, GA 30291-2050
1700 Monroe Dr Atlanta, GA 30324-5033
5401 Fairington Rd Lithonia, GA 30038-5113
1745 Highway 138 SE Conyers, GA 30013-5748
3700 Salem Rd Covington, GA 30016-4527
2700 Braselton Hwy Dacula, GA 30019-3262
4498 Chamblee Dunwoody Rd Dunwoody, GA 30338-6223
3959 Lavista Rd Ste A Tucker, GA 30084-5152
1225 Caroline St Atlanta, GA 30307-2705
3479 Memorial Dr Decatur, GA 30032-2735
227 Sandy Springs Pl Sandy Springs, GA 30328-5918
4357 Lawrenceville Hwy Tucker, GA 30084-3773
3050 Five Forks Trickum Rd SW Lilburn, GA 30047-1807
6199 Highway 92 Ste 176 Acworth, GA 30102-2344
4875 Floyd Rd Mableton, GA 30126-1379
2100 Riverside Pkwy Lawrenceville, GA 30043-5927
8501 Hospital Dr Douglasville, GA 30134-2414
2875 N Decatur Rd Decatur, GA 30033-5911
3855 Buford Hwy NE Atlanta, GA 30329-1003
6678 Covington Hwy Lithonia, GA 30058-4814
3093 Steve Reynolds Blvd Duluth, GA 30096-4501
2325 Bethelview Rd Cumming, GA 30040-9473
2655 Freedom Pkwy Cumming, GA 30041-9177
12870 Highway 9 N Alpharetta, GA 30004-3668
1000 Whitlock Ave NW Marietta, GA 30064-5455
78 Dawson Village Way N. Suite 105 Dawsonville, GA 30534-6838
8331 Roswell Rd Atlanta, GA 30350-2810
1227 Rockbridge Rd Stone Mountain, GA 30087-3064
4920 Roswell Rd Atlanta, GA 30342-2601
3139 Highway 278 NE Covington, GA 30014-2301
301 Jonesboro Rd McDonough, GA 30253-3725
5341 Highway 20 S Covington, GA 30016-4409
910 Athens Hwy Loganville, GA 30052-4952
4919 Flat Shoals Pkwy Ste 100 Decatur, GA 30034-5256
answered Oct 12, 2014 by tomvargo706 (5,290 points)

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